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Personal Checking

Everyone's needs are different. From accounts requiring no minimum balance to free checking and interest bearing accounts, Algonquin State Bank has an approach that's right for you.

FREE Online Banking & Bill Pay, FREE Debit card and FREE monthly statements included for all personal checking accounts.

  • Free Checking

    This account is exempt from monthly maintenance and debit activity fees. Duplicate check format required. You must deposit $100.00 to open this account.

  • Regular Checking

    Requires a $200.00 minimum balance, otherwise monthly maintenance and debit activity fees will apply. You must deposit $200.00 to open this account.

  • No Minimum Balance Checking

    Requires NO minimum balance. Monthly maintenance and debit activity fees apply for every check paid during the cycle.

  • Senior Checking

    This account is open to those who are 60 years or older and is exempt from monthly maintenance and debit activity fees.

  • NOW Checking

    Requires a $1,000.00 minimum daily balance and interest is compounded and credited to the account monthly. If the balance falls below $1,000.00, a monthly charge and debit activity fee are imposed. You must deposit $1,000.00 to open this account.

Please click to view and download our Truth in Savings brochure.